/* =====================================================================
   Upper Echelon Health — brand design system
   One shared stylesheet for every page. Light, spacious, navy & gold.
   ===================================================================== */

/* ---------- 0. Fonts (self-hosted, SIL Open Font License) ---------- */
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/cormorant-garamond-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:500;font-display:swap;src:url(/fonts/cormorant-garamond-latin-500-italic.woff2) format('woff2')}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/cormorant-garamond-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:600;font-display:swap;src:url(/fonts/cormorant-garamond-latin-600-italic.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/manrope-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/manrope-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/manrope-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/manrope-latin-700-normal.woff2) format('woff2')}

/* ---------- 1. Tokens ---------- */
:root{
  --navy:#0F2342;          /* primary brand navy: headings, nav, contrast sections */
  --navy-deep:#0A1A31;     /* footer */
  --ink:#16243A;           /* body headings */
  --text:#3A4757;          /* body copy  (9.6:1 on white) */
  --muted:#5B6676;         /* secondary copy (5.9:1 on white) */
  --white:#FFFFFF;
  --ivory:#FAF7F1;         /* luminous ivory */
  --ivory-2:#F4EEE3;
  --gold:#B8955A;          /* hairlines, icons, lotus */
  --gold-deep:#8A6A35;     /* gold text on light backgrounds (5.2:1) */
  --gold-light:#DCC395;    /* gold on navy */
  --btn-gold:#CDAA6E;      /* button fill, navy text on top (8.1:1) */
  --btn-gold-hover:#C29C5D;
  --line:#E8E1D4;
  --line-soft:#F0EBE2;
  --error:#A3332F;
  --success:#2F6B4F;
  --serif:'Cormorant Garamond','Cormorant',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --maxw:1200px;
  --gutter:clamp(20px,4vw,40px);
  --r:4px; --r-lg:10px;
  --shadow-sm:0 1px 2px rgba(15,35,66,.05),0 4px 14px rgba(15,35,66,.05);
  --shadow-md:0 18px 46px rgba(15,35,66,.10);
  --ease:cubic-bezier(.22,.61,.36,1);
  --sec:clamp(72px,9vw,128px);
}

/* ---------- 2. Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:var(--white);color:var(--text);font-family:var(--sans);font-size:17px;line-height:1.7;font-weight:400;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg,video{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
p{margin:0}
ul,ol{margin:0;padding:0}
h1,h2,h3,h4{margin:0;font-variant-numeric:lining-nums;font-family:var(--serif);font-weight:500;color:var(--navy);line-height:1.12;letter-spacing:-.005em}
h1{font-size:clamp(2.5rem,4.4vw,3.9rem);font-weight:500}
h2{font-size:clamp(2.1rem,3.8vw,3.2rem)}
h3{font-size:clamp(1.45rem,2vw,1.75rem);font-weight:600}
h4{font-family:var(--sans);font-size:.78rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--navy)}
strong{font-weight:600;color:var(--ink)}
::selection{background:#EADBBE;color:var(--navy)}
:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px;border-radius:2px}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip-link{position:absolute;left:12px;top:-60px;z-index:1000;background:var(--navy);color:#fff;padding:10px 16px;font-size:.85rem}
.skip-link:focus{top:12px}

.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}
.section{padding:var(--sec) 0}
.section--tight{padding:calc(var(--sec)*.68) 0}
.bg-ivory{background:var(--ivory)}
.bg-white{background:var(--white)}
.center{text-align:center}

/* Eyebrow / label */
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--sans);font-size:.72rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:18px}
.eyebrow::before{content:"";width:28px;height:1px;background:var(--gold)}
.center .eyebrow::after,.eyebrow.is-centered::after{content:"";width:28px;height:1px;background:var(--gold)}
.eyebrow.on-dark{color:var(--gold-light)}
.eyebrow.on-dark::before,.eyebrow.on-dark::after{background:var(--gold-light)}
.lede{font-size:clamp(1.05rem,1.3vw,1.18rem);line-height:1.75;color:var(--text);max-width:62ch}
.center .lede{margin-left:auto;margin-right:auto}
.section-head{max-width:760px;margin-bottom:clamp(40px,5vw,64px)}
.section-head.center{margin-left:auto;margin-right:auto}
.section-head .lede{margin-top:20px}
.gold{color:var(--gold-deep);font-style:italic;font-weight:500}

/* ---------- 3. Buttons & links ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 30px;border:1px solid transparent;border-radius:var(--r);font-family:var(--sans);font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;line-height:1.2;text-align:center;cursor:pointer;transition:background-color .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease),box-shadow .25s var(--ease),transform .25s var(--ease)}
.btn svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2;flex:0 0 15px}
.btn:active{transform:translateY(1px)}
.btn--gold{background:var(--btn-gold);color:var(--navy);border-color:var(--btn-gold)}
.btn--gold:hover{background:var(--btn-gold-hover);border-color:var(--btn-gold-hover);box-shadow:0 10px 24px rgba(138,106,53,.22)}
.btn--navy{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn--navy:hover{background:#18335C;border-color:#18335C}
.btn--ghost{background:transparent;color:var(--navy);border-color:rgba(15,35,66,.28)}
.btn--ghost:hover{border-color:var(--navy);background:var(--navy);color:#fff}
.btn--ghost-light,.btn--light{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn--ghost-light:hover,.btn--light:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px}
.link-arrow{display:inline-flex;align-items:center;gap:10px;min-height:44px;font-size:.76rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);border-bottom:1px solid transparent}
.link-arrow::after{content:"→";color:var(--gold-deep);transition:transform .25s var(--ease)}
.link-arrow:hover::after{transform:translateX(5px)}
.link-arrow:hover{color:var(--gold-deep)}
.text-link{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px;text-decoration-thickness:1px}
.text-link:hover{color:var(--gold-deep)}

/* ---------- 4. Brand marks ---------- */
.brand{display:inline-flex;align-items:center;gap:16px;color:var(--navy);flex:0 0 auto}
.brand__mark{width:auto;height:40px;aspect-ratio:4055/2320}
.brand__rule{width:1px;height:34px;background:var(--gold)}
.brand__name{display:flex;flex-direction:column;align-items:center;text-align:center;line-height:1}
.brand__name b{font-family:var(--serif);font-weight:600;font-size:1.42rem;letter-spacing:.02em;color:var(--navy);white-space:nowrap}
.brand__name span{margin-top:5px;font-family:var(--sans);font-size:.6rem;font-weight:700;letter-spacing:.46em;text-transform:uppercase;color:var(--gold-deep);padding-left:.46em}
.brand--light .brand__name b{color:#fff}
.brand--light .brand__name span{color:var(--gold-light)}
.brand--light .brand__rule{background:var(--gold-light)}
.lotus{display:inline-block;width:46px;aspect-ratio:1186/725;background:currentColor;color:var(--gold);-webkit-mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat}
.lotus-divider{display:flex;align-items:center;justify-content:center;gap:22px;color:var(--gold);padding:8px 0}
.lotus-divider::before,.lotus-divider::after{content:"";height:1px;width:min(160px,22vw);background:linear-gradient(90deg,transparent,var(--gold))}
.lotus-divider::after{background:linear-gradient(90deg,var(--gold),transparent)}
.lotus-divider .lotus{width:40px}

/* ---------- 5. Contact bar ---------- */
.ue-util{background:var(--ivory);border-bottom:1px solid var(--line);font-size:.78rem;color:var(--text)}
.ue-util .wrap{display:flex;justify-content:space-between;align-items:center;gap:6px 24px;flex-wrap:wrap;min-height:40px}
.ue-util__item,.ue-util__link{display:inline-flex;align-items:center;gap:8px;min-height:40px;white-space:nowrap;letter-spacing:.02em}
.ue-util__item svg,.ue-util__link svg{width:14px;height:14px;flex:0 0 14px;stroke:var(--gold-deep);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.ue-util__item{font-weight:600;color:var(--navy)}
.ue-util .utility__right{display:flex;align-items:center;gap:0 26px;flex-wrap:wrap}
.ue-util__link:hover{color:var(--gold-deep)}
@media (max-width:760px){.ue-util .wrap{justify-content:center;gap:0 18px}.ue-util__item{display:none}.ue-util .utility__right{justify-content:center;gap:0 20px}.ue-util__link--consult{display:none}}

/* ---------- 6. Header & navigation ---------- */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.2) blur(10px);-webkit-backdrop-filter:saturate(1.2) blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s var(--ease)}
.site-header.is-scrolled{box-shadow:0 8px 28px rgba(15,35,66,.07)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:88px}
.nav__links{display:flex;align-items:center;gap:clamp(16px,1.7vw,28px);list-style:none;margin:0;padding:0}
.nav__links > li{position:relative}
.nav__links > li > a,.nav__links > li > button{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0;background:none;border:0;font-size:.7rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);cursor:pointer;position:relative;white-space:nowrap}
.nav__links > li > a::after,.nav__links > li > button::after{content:"";position:absolute;left:0;right:0;bottom:8px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav__links > li > a:hover::after,.nav__links > li > button:hover::after,.nav__links > li > button[aria-expanded="true"]::after{transform:scaleX(1)}
.nav__links > li > button svg{width:10px;height:10px;stroke:currentColor;fill:none;stroke-width:2.4;transition:transform .25s}
.nav__links > li > button[aria-expanded="true"] svg{transform:rotate(180deg)}
.nav__menu{position:absolute;top:calc(100% + 14px);left:-28px;width:340px;background:#fff;border:1px solid var(--line);border-top:2px solid var(--gold);border-radius:0 0 var(--r) var(--r);box-shadow:var(--shadow-md);padding:12px;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .25s var(--ease),transform .25s var(--ease),visibility .25s}
.nav__dd:hover .nav__menu,.nav__dd:focus-within .nav__menu,.nav__menu.is-open{opacity:1;visibility:visible;transform:none}
.nav__menu a{display:block;padding:12px 14px;border-radius:var(--r);transition:background .2s}
.nav__menu a:hover{background:var(--ivory)}
.nav__menu b{font-variant-numeric:lining-nums;display:block;font-family:var(--serif);font-size:1.12rem;font-weight:600;color:var(--navy)}
.nav__menu span{display:block;font-size:.82rem;color:var(--muted);line-height:1.5}
.nav__ctas{display:flex;align-items:center;gap:22px}
.nav__consult{white-space:nowrap;font-size:.7rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);min-height:44px;display:inline-flex;align-items:center;border-bottom:1px solid var(--gold)}
.nav__consult:hover{color:var(--gold-deep)}
.nav__ctas .btn{min-height:46px;padding:0 22px;white-space:nowrap}
.nav__toggle{display:none;width:48px;height:48px;align-items:center;justify-content:center;background:none;border:1px solid var(--line);border-radius:var(--r);cursor:pointer}
.nav__toggle span,.nav__toggle span::before,.nav__toggle span::after{display:block;width:20px;height:1.5px;background:var(--navy);position:relative;transition:transform .3s var(--ease),background .2s}
.nav__toggle span::before,.nav__toggle span::after{content:"";position:absolute;left:0}
.nav__toggle span::before{top:-6px}.nav__toggle span::after{top:6px}
.nav__toggle[aria-expanded="true"] span{background:transparent}
.nav__toggle[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.nav__toggle[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}
.mobile{display:none}
@media (max-width:1599px){.nav__consult{display:none}}
@media (max-width:1040px){
  .nav__links,.nav__ctas .btn{display:none}
  .nav__toggle{display:inline-flex}
  .site-header .wrap{min-height:74px}
  .brand__mark{height:34px}.brand__name b{font-size:1.24rem}.brand__rule{height:28px}
  .mobile{display:block;position:fixed;inset:0 0 0 0;top:var(--hdr,115px);background:#fff;z-index:99;overflow:auto;padding:12px var(--gutter) 120px;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s}
  .mobile.open{opacity:1;visibility:visible;transform:none}
  .mobile a{display:flex;align-items:center;justify-content:space-between;min-height:56px;border-bottom:1px solid var(--line-soft);font-family:var(--serif);font-size:1.35rem;font-weight:500;color:var(--navy);font-variant-numeric:lining-nums}
  .mobile .mobile__label{margin:22px 0 4px;font-size:.66rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep)}
  .mobile .mobile__sub a{font-size:1.12rem;padding-left:14px}
  .mobile .mobile__ctas{display:grid;gap:12px;margin-top:28px}
  .mobile .mobile__ctas a{justify-content:center;font-family:var(--sans);font-size:.78rem;border:0;min-height:54px}
}
@media (max-width:420px){.brand{gap:10px}.brand__mark{height:30px}.brand__name b{font-size:1.08rem}.brand__name span{font-size:.54rem;letter-spacing:.4em}}

/* ---------- 7. Hero ---------- */
.hero{position:relative;background:linear-gradient(180deg,var(--ivory) 0%,#fff 100%);overflow:hidden}
.hero::before{content:"";position:absolute;right:-120px;top:40px;width:520px;aspect-ratio:1186/725;background:var(--gold);opacity:.06;-webkit-mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);gap:clamp(36px,5vw,80px);align-items:center;padding-top:clamp(48px,6vw,96px);padding-bottom:clamp(56px,7vw,104px)}
.hero h1{max-width:17ch}
.hero__lede{margin-top:26px;max-width:54ch}
.hero__photo{position:relative;margin:0}
.hero__photo img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:62% center;border-radius:var(--r-lg)}
.hero__photo::before{content:"";position:absolute;inset:18px -18px -18px 18px;border:1px solid var(--gold);border-radius:var(--r-lg);z-index:-1}
.hero__badge{position:absolute;left:-28px;bottom:36px;display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;box-shadow:var(--shadow-md);max-width:290px}
.hero__badge .lotus{width:34px;flex:0 0 34px}
.hero__badge p{font-size:.86rem;line-height:1.45;color:var(--text)}
.hero__badge b{display:block;font-family:var(--serif);font-size:1.18rem;font-weight:600;color:var(--navy)}
.hero__assure{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:28px;list-style:none}
.hero__assure li{display:inline-flex;align-items:center;gap:10px;font-size:.8rem;font-weight:600;letter-spacing:.06em;color:var(--navy)}
.hero__assure li::before{content:"";width:7px;height:7px;transform:rotate(45deg);border:1px solid var(--gold);background:var(--ivory)}
@media (max-width:960px){
  .hero .wrap{grid-template-columns:1fr}
  .hero__photo{order:-1;max-width:640px}
  .hero__photo img{aspect-ratio:16/11}
  .hero__photo::before{inset:12px -12px -12px 12px}
  .hero__badge{left:16px;bottom:16px}
  .hero h1{max-width:18ch}
}
@media (max-width:560px){.hero__badge{position:static;margin-top:28px;max-width:none;box-shadow:var(--shadow-sm)}.hero__photo::before{display:none}}

/* ZIP entry */
.ue-zip{width:100%;max-width:560px;margin:34px 0 0}
.ue-zip__label{display:block;font-size:.72rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--navy);margin-bottom:12px}
.ue-zip__box{display:flex;align-items:stretch;gap:6px;background:#fff;border:1px solid #D9CDB6;border-radius:var(--r);padding:6px;box-shadow:var(--shadow-sm);transition:border-color .2s,box-shadow .2s}
.ue-zip__box:focus-within{border-color:var(--gold-deep);box-shadow:0 0 0 3px rgba(184,149,90,.22)}
.ue-zip__box.is-invalid{border-color:var(--error);box-shadow:0 0 0 3px rgba(163,51,47,.14)}
.ue-zip__input{flex:1 1 auto;min-width:0;min-height:54px;border:0;background:transparent;padding:0 16px;font-size:1.15rem;font-weight:600;letter-spacing:.12em;color:var(--navy)}
.ue-zip__input::placeholder{color:#687282;letter-spacing:.06em;font-weight:500}
.ue-zip__input:focus{outline:none}
.ue-zip__btn{min-height:54px;padding:0 24px}
.ue-zip__error{display:flex;align-items:center;gap:8px;margin-top:10px;font-size:.88rem;font-weight:600;color:var(--error)}
.ue-zip__error[hidden]{display:none}
.ue-gsum-wrap{display:flex;flex-wrap:wrap;align-items:center;gap:4px 14px;margin-top:16px}
.ue-gsum{display:inline-flex;align-items:center;flex-wrap:wrap;gap:6px 10px;min-height:44px;font-size:.88rem;color:var(--text)}
a.ue-gsum:hover .ue-gsum__text{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.ue-gsum__text strong,.ue-gword{color:var(--navy);font-weight:700}
.ue-gsum__sep{color:#B9B2A4}
.ue-hero-alt{margin-top:4px;font-size:.88rem;color:var(--text)}
.ue-hero-alt a{color:var(--navy);font-weight:700;border-bottom:1px solid var(--gold);padding:10px 0 2px}
.ue-stars{position:relative;display:inline-block;font-size:1rem;line-height:1;letter-spacing:.12em;color:rgba(184,149,90,.3);white-space:nowrap}
.ue-stars::before{content:"★★★★★"}
.ue-stars__fill{position:absolute;inset:0 auto 0 0;overflow:hidden;color:var(--gold);width:var(--pct,100%)}
.ue-stars__fill::before{content:"★★★★★"}
@media (max-width:560px){.ue-zip__box{flex-direction:column;padding:8px}.ue-zip__input{text-align:center}.ue-zip__btn{width:100%}.ue-gsum__sep{display:none}}

/* ---------- 8. Carriers ---------- */
.carriers{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:30px 0 34px;overflow:hidden}
.carrier-heading{text-align:center;font-size:.68rem;font-weight:700;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);margin-bottom:22px}
.carrier-marquee{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.carrier-track{display:flex;width:max-content;animation:ue-marquee 60s linear infinite}
.carrier-marquee:hover .carrier-track{animation-play-state:paused}
.carrier-set{display:flex;align-items:center;gap:64px;padding-right:64px}
.carrier-item{display:inline-flex;align-items:center;gap:12px;white-space:nowrap;font-family:var(--serif);font-size:1.3rem;font-weight:500;color:var(--navy);opacity:1;transition:opacity .25s}
.carrier-item:hover{opacity:1}
.carrier-logo{height:30px;width:auto}
.carrier-logo--full{height:25px}.carrier-logo--cigna{height:42px}.carrier-logo--ambetter{height:38px}
.carrier-item--uhc{color:#002677}.carrier-item--aetna{color:#7d3f98}.carrier-item--cigna{color:#00874d}.carrier-item--bcbs{color:#0072ce}.carrier-item--humana{color:#4f7f12}.carrier-item--ambetter{color:#c4185f}.carrier-item--molina{color:#00809a}.carrier-item--anthem{color:#0079c1}.carrier-item--kaiser{color:#006ba6}
@keyframes ue-marquee{to{transform:translateX(-33.3333%)}}

/* ---------- 9. Open Enrollment ---------- */
.ue-oe{background:var(--ivory);padding:clamp(56px,7vw,88px) 0;border-bottom:1px solid var(--line)}
.ue-oe[hidden]{display:none}
.ue-oe__wrap{display:grid;grid-template-columns:minmax(0,1.15fr) auto;gap:28px 64px;align-items:center}
.ue-oe .eyebrow{color:var(--gold-deep)}
.ue-oe h2{font-size:clamp(1.9rem,3.2vw,2.7rem);color:var(--navy)}
.ue-oe__note{margin-top:16px;color:var(--text);max-width:58ch}
.ue-oe__note strong{color:var(--navy)}
.ue-oe__timer{display:grid;grid-template-columns:repeat(4,minmax(82px,1fr));gap:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-sm)}
.ue-oe__timer div{padding:22px 12px 18px;text-align:center;border-left:1px solid var(--line-soft)}
.ue-oe__timer div:first-child{border-left:0}
.ue-oe__timer span{display:block;font-family:var(--serif);font-size:2.9rem;font-weight:500;line-height:1;color:var(--navy);font-variant-numeric:tabular-nums lining-nums}
.ue-oe__timer small{display:block;margin-top:10px;font-size:.62rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-deep)}
.ue-oe__actions{grid-column:1/-1;display:flex;align-items:center;gap:12px 32px;flex-wrap:wrap}
.ue-oe__links{display:flex;gap:4px 28px;flex-wrap:wrap}
.ue-oe__links a{display:inline-flex;align-items:center;min-height:44px;font-size:.86rem;font-weight:600;color:var(--navy);border-bottom:1px solid var(--gold);padding-top:4px}
.ue-oe__links a:hover{color:var(--gold-deep)}
@media (max-width:900px){.ue-oe__wrap{grid-template-columns:1fr}.ue-oe__timer{max-width:480px}}
@media (max-width:560px){.ue-oe__timer{grid-template-columns:repeat(4,1fr)}.ue-oe__timer span{font-size:2rem}.ue-oe__timer div{padding:16px 4px 12px}.ue-oe__actions .btn{width:100%}}

/* ---------- 10. Key numbers ---------- */
.ue-stats{background:#fff;border-bottom:1px solid var(--line)}
.ue-stats__grid{list-style:none;display:grid;grid-template-columns:repeat(4,1fr)}
.ue-stats__grid li{text-align:center;padding:40px 12px;border-left:1px solid var(--line)}
.ue-stats__grid li:first-child{border-left:0}
.ue-stats__grid a{display:block}
.ue-stats__grid strong{font-variant-numeric:lining-nums;display:block;font-family:var(--serif);font-weight:500;font-size:2.8rem;line-height:1.05;color:var(--navy)}
.ue-stats__grid strong.is-word{font-size:2.1rem;line-height:1.33;white-space:nowrap}
.ue-stats__grid strong em{font-style:normal;color:var(--gold);font-size:.55em;vertical-align:.5em;margin-left:3px}
.ue-stats__grid li > span,.ue-stats__grid a > span{display:block;margin-top:10px;font-size:.66rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--muted)}
.ue-stats__grid a:hover strong{color:var(--gold-deep)}
@media (max-width:760px){.ue-stats__grid{grid-template-columns:1fr 1fr}.ue-stats__grid li{padding:26px 8px}.ue-stats__grid li:nth-child(3){border-left:0}.ue-stats__grid li:nth-child(n+3){border-top:1px solid var(--line)}.ue-stats__grid strong{font-variant-numeric:lining-nums;font-size:2.2rem}.ue-stats__grid strong.is-word{font-size:1.6rem}}

/* ---------- 11. Pathways (two doors) ---------- */
.paths{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,3vw,44px)}
.path{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:box-shadow .35s var(--ease),transform .35s var(--ease)}
.path:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.path__img{aspect-ratio:16/9;overflow:hidden}
.path__img img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.path:hover .path__img img{transform:scale(1.03)}
.path__body{padding:clamp(28px,3vw,40px);display:flex;flex-direction:column;flex:1}
.path__body h3{margin-bottom:12px}
.path__tags{display:flex;flex-wrap:wrap;gap:8px 20px;margin:20px 0 26px;list-style:none}
.path__tags li{font-size:.8rem;font-weight:600;color:var(--navy);display:inline-flex;align-items:center;gap:8px}
.path__tags li::before{content:"";width:5px;height:5px;background:var(--gold);transform:rotate(45deg)}
.path .link-arrow{margin-top:auto}
@media (max-width:860px){.paths{grid-template-columns:1fr}}

/* ---------- 12. Who we serve (tabs) ---------- */
.serve{background:var(--ivory)}
.life-tabs{display:flex;flex-wrap:wrap;justify-content:center;gap:0;border-bottom:1px solid var(--line);margin-bottom:clamp(36px,4vw,56px)}
.life-tab{position:relative;min-height:56px;padding:12px clamp(12px,1.6vw,24px);background:none;border:0;font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);cursor:pointer;transition:color .2s}
.life-tab::after{content:"";position:absolute;left:14px;right:14px;bottom:-1px;height:2px;background:var(--gold);transform:scaleX(0);transition:transform .35s var(--ease)}
.life-tab:hover{color:var(--navy)}
.life-tab[aria-selected="true"]{color:var(--navy)}
.life-tab[aria-selected="true"]::after{transform:scaleX(1)}
.life-panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:center;animation:ue-fade .5s var(--ease)}
.life-panel[hidden]{display:none}
.life-panel figure{margin:0;position:relative}
.life-panel figure img{width:100%;aspect-ratio:5/4;object-fit:cover;border-radius:var(--r-lg)}
.life-panel figure::after{content:"";position:absolute;inset:auto auto -14px -14px;width:42%;height:42%;border-left:1px solid var(--gold);border-bottom:1px solid var(--gold);border-radius:0 0 0 var(--r-lg);pointer-events:none}
.life-label{font-size:.7rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:14px}
.life-panel h3{font-size:clamp(1.9rem,3vw,2.6rem);font-weight:500;margin-bottom:16px}
.life-panel > div > p{max-width:56ch}
.life-list{list-style:none;margin:24px 0 0;display:grid;gap:12px}
.life-list li{position:relative;padding-left:26px;line-height:1.6}
.life-list li::before{content:"";position:absolute;left:2px;top:.62em;width:7px;height:7px;border:1px solid var(--gold-deep);transform:rotate(45deg)}
.life-benefits{margin-top:26px;padding-top:22px;border-top:1px solid var(--line)}
.life-benefits p{font-size:.66rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.life-benefits ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.life-benefits li{font-size:.8rem;font-weight:600;color:var(--navy);background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px}
.life-panel .link-arrow{margin-top:22px}
@keyframes ue-fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (max-width:900px){.life-panel{grid-template-columns:1fr}.life-tabs{justify-content:flex-start;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin-left:calc(var(--gutter)*-1);margin-right:calc(var(--gutter)*-1);padding:0 var(--gutter)}.life-tabs::-webkit-scrollbar{display:none}.life-tab{white-space:nowrap;flex:0 0 auto}}

/* ---------- 13. Editorial split (Why / standard) ---------- */
.split{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:clamp(40px,6vw,96px);align-items:center}
.split--rev{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr)}
.split figure{margin:0}
.split figure img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--r-lg)}
.steps-list{list-style:none;counter-reset:s;display:grid;gap:0;margin-top:34px;border-top:1px solid var(--line)}
.steps-list li{display:grid;grid-template-columns:64px 1fr;gap:6px 20px;padding:22px 0;border-bottom:1px solid var(--line)}
.steps-list .num{font-variant-numeric:lining-nums;font-family:var(--serif);font-size:1.9rem;line-height:1;color:var(--gold-deep);font-weight:500}
.steps-list h3{font-size:1.4rem;margin-bottom:4px}
.steps-list p{color:var(--text)}
@media (max-width:900px){.split,.split--rev{grid-template-columns:1fr}.split figure img{aspect-ratio:16/11}}

/* ---------- 14. Compare grid (hairline, not cards) ---------- */
.compare{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.compare > div{padding:clamp(26px,3vw,40px);border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;transition:background .3s}
.compare > div:hover{background:var(--ivory)}
.compare .ic{width:40px;height:40px;display:grid;place-items:center;border:1px solid var(--gold);border-radius:50%;margin-bottom:18px;color:var(--gold-deep)}
.compare .ic svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.compare h3{font-size:1.42rem;margin-bottom:8px}
.compare p{font-size:.96rem}
.compare-cta{margin-top:44px;text-align:center}
@media (max-width:900px){.compare{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.compare{grid-template-columns:1fr}}

/* ---------- 15. Process ---------- */
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(20px,2.4vw,36px);list-style:none;counter-reset:p}
.process li{position:relative;padding-top:34px;border-top:1px solid var(--navy)}
.process li::before{font-variant-numeric:lining-nums;counter-increment:p;content:"0" counter(p);position:absolute;top:-1px;left:0;transform:translateY(-50%);background:var(--ivory);padding-right:14px;font-family:var(--serif);font-size:1.5rem;color:var(--gold-deep)}
.process .step-kicker{font-size:.66rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.process h3{font-size:1.45rem;margin-bottom:10px}
.process p{font-size:.95rem}
@media (max-width:960px){.process{grid-template-columns:1fr 1fr;row-gap:44px}}
@media (max-width:560px){.process{grid-template-columns:1fr}}

/* ---------- 16. Navy band (used sparingly) ---------- */
.band{background:var(--navy);color:rgba(255,255,255,.84)}
.band h2,.band h3{color:#fff}
.band .split figure img{aspect-ratio:1/1}
.band-points{list-style:none;display:grid;gap:26px;margin-top:34px}
.band-points li{display:grid;grid-template-columns:40px 1fr;gap:16px;align-items:start}
.band-points .lotus{width:34px;color:var(--gold-light);margin-top:6px}
.band-points h3{font-size:1.42rem;margin-bottom:6px}
.band-points p{color:rgba(255,255,255,.78)}

/* ---------- 17. Reviews ---------- */
.ue-reviews{background:#fff}
.ue-reviews__inner{text-align:center}
.ue-reviews__inner .lede{margin:16px auto 0}
.ue-reviews__score{display:inline-flex;align-items:center;gap:24px;margin-top:36px;background:var(--ivory);border:1px solid var(--line);border-radius:var(--r);padding:24px 34px;transition:box-shadow .3s var(--ease),transform .3s var(--ease)}
.ue-reviews__score:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}
.ue-reviews__num{font-variant-numeric:lining-nums;font-family:var(--serif);font-size:3.6rem;line-height:1;color:var(--navy);font-weight:500}
.ue-reviews__meta{display:grid;gap:8px;text-align:left;font-size:.88rem;color:var(--text)}
.ue-reviews__meta strong{color:var(--navy)}
.ue-reviews__meta .ue-stars{font-size:1.25rem}
.ue-reviews__cta{display:flex;justify-content:center;gap:14px;flex-wrap:wrap;margin-top:32px}
@media (max-width:760px){.ue-reviews__cta .btn{width:100%}.ue-reviews__score{padding:18px 22px;gap:16px}.ue-reviews__num{font-variant-numeric:lining-nums;font-size:2.8rem}}

/* ---------- 18. Blog cards ---------- */
.ue-blog{background:var(--ivory)}
.ue-blog__head{text-align:center;max-width:760px;margin:0 auto}
.ue-blog__head .lede{margin:16px auto 0}
.ue-blog__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,2.4vw,32px);margin-top:52px}
.ue-post{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.ue-post:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.ue-post__img{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--ivory-2)}
.ue-post__img img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.ue-post:hover .ue-post__img img{transform:scale(1.04)}
.ue-post__body{display:flex;flex-direction:column;flex:1;padding:26px 28px 24px}
.ue-post__tag{font-size:.64rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:12px}
.ue-post__title{font-size:1.42rem;line-height:1.22;margin-bottom:12px;font-weight:600}
.ue-post__title a{color:var(--navy)}
.ue-post__title a:hover{color:var(--gold-deep)}
.ue-post__text{font-size:.92rem;color:var(--text);line-height:1.65;margin-bottom:18px}
.ue-post__link{margin-top:auto;display:inline-flex;align-items:center;gap:8px;min-height:44px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--navy)}
.ue-post__link span{color:var(--gold-deep);transition:transform .25s var(--ease)}
.ue-post__link:hover span{transform:translateX(4px)}
.ue-blog__cta{text-align:center;margin-top:44px}
@media (max-width:1040px){.ue-blog__grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.ue-blog__grid{grid-template-columns:1fr}.ue-blog__cta .btn{width:100%}}

/* ---------- 19. Guides index (list, not cards) ---------- */
.guide-list{display:grid;grid-template-columns:1fr 1fr;column-gap:clamp(32px,5vw,80px);list-style:none;border-top:1px solid var(--line)}
.guide-list a{display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 20px;padding:22px 4px;border-bottom:1px solid var(--line);transition:background .25s,padding .25s var(--ease)}
.guide-list a:hover{background:var(--ivory);padding-left:14px;padding-right:14px}
.guide-list b{font-family:var(--serif);font-size:1.4rem;font-weight:600;color:var(--navy);line-height:1.25}
.guide-list span{grid-column:1;font-size:.9rem;color:var(--muted)}
.guide-list i{grid-column:2;grid-row:1/span 2;font-style:normal;color:var(--gold-deep);font-size:1.2rem;transition:transform .25s var(--ease)}
.guide-list a:hover i{transform:translateX(4px)}
@media (max-width:760px){.guide-list{grid-template-columns:1fr}}

/* ---------- 20. FAQ ---------- */
.faq-layout{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(40px,6vw,96px);align-items:start}
.faq-aside{position:sticky;top:130px}
.faq-aside .lotus{width:54px;margin:24px 0}
.faq-aside p{margin-bottom:24px}
.faq{border-top:1px solid var(--line)}
.faq__item{border-bottom:1px solid var(--line)}
.faq__q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:24px;min-height:72px;padding:20px 0;background:none;border:0;text-align:left;cursor:pointer;font-family:var(--serif);font-size:clamp(1.18rem,1.6vw,1.38rem);font-weight:600;color:var(--navy);line-height:1.35}
.faq__q::after{content:"";flex:0 0 12px;width:12px;height:12px;border-right:1.5px solid var(--gold-deep);border-bottom:1.5px solid var(--gold-deep);transform:rotate(45deg) translate(-3px,-3px);transition:transform .3s var(--ease)}
.faq__item.open .faq__q::after{transform:rotate(-135deg) translate(-3px,-3px)}
.faq__q:hover{color:var(--gold-deep)}
.faq__a{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.faq__a p{padding:0 40px 24px 0;color:var(--text)}
@media (max-width:900px){.faq-layout{grid-template-columns:1fr}.faq-aside{position:static}}

/* ---------- 21. Quote form (guided review) ---------- */
#quote.ue-quote{background:linear-gradient(180deg,#fff 0%,var(--ivory) 100%)!important;color:var(--ink)!important;padding:var(--sec) 20px!important}
.ue-quote-card{border:1px solid var(--line)!important;border-radius:var(--r-lg)!important;box-shadow:var(--shadow-md)!important}
.ue-quote-kicker{background:var(--ivory)!important;color:var(--gold-deep)!important;border:1px solid var(--line);border-radius:999px!important;font-family:var(--sans)!important;letter-spacing:.22em!important}
.ue-quote-card h2{font-family:var(--serif)!important;font-weight:500!important;color:var(--navy)!important;letter-spacing:0!important}
.ue-quote-description,.ue-quote-card p{color:var(--text)}
.ue-quote-private{background:#EEF5F0!important;color:var(--success)!important;font-family:var(--sans)!important}
.ue-quote-progress{font-family:var(--sans)!important;color:var(--muted)!important}
.ue-quote-progress-track{background:var(--line-soft)!important}
.ue-quote-progress-track span{background:linear-gradient(90deg,var(--navy),var(--gold))!important}
.ue-quote-shell input,.ue-quote-shell select,.ue-quote-shell textarea{font-family:var(--sans)!important;border-color:#D9D2C4!important;border-radius:var(--r)!important;color:var(--ink)!important;background:#fff!important}
.ue-quote-shell input:focus,.ue-quote-shell select:focus,.ue-quote-shell textarea:focus{outline:none!important;border-color:var(--gold-deep)!important;box-shadow:0 0 0 3px rgba(184,149,90,.22)!important}
.ue-quote-shell [aria-invalid="true"]{border-color:var(--error)!important}
.ue-quote-shell label span,.ue-quote-shell legend{color:var(--navy)!important;font-family:var(--sans)!important}
#ue-quote-next,#ue-quote-submit{background:var(--btn-gold)!important;color:var(--navy)!important;border:1px solid var(--btn-gold)!important;border-radius:var(--r)!important;font-family:var(--sans)!important;font-weight:700!important;letter-spacing:.12em!important;text-transform:uppercase!important;box-shadow:none!important}
#ue-quote-next:hover,#ue-quote-submit:hover{background:var(--btn-gold-hover)!important}
#ue-quote-prev{border-radius:var(--r)!important;border-color:rgba(15,35,66,.28)!important;color:var(--navy)!important;font-family:var(--sans)!important}
[data-quote-type]{border-radius:var(--r-lg)!important;border-color:var(--line)!important;transition:border-color .25s,box-shadow .25s,transform .25s!important}
[data-quote-type]:hover,[data-quote-type]:focus-visible{border-color:var(--gold)!important;box-shadow:var(--shadow-md)!important;transform:translateY(-2px)}
[data-quote-type] strong,[data-quote-type] b,[data-quote-type] h3{font-family:var(--serif)!important;color:var(--navy)!important}
.ue-quote-error,#ue-quote-error{color:var(--error)!important}
.ue-zip-context{display:inline-flex;align-items:center;gap:8px;margin:0 0 18px;padding:7px 16px;border-radius:999px;background:var(--ivory);border:1px solid var(--line);color:var(--navy);font-size:.82rem}
.ue-zip-context[hidden]{display:none}
.ue-quote-zip{margin:28px auto 6px;max-width:580px;text-align:left}
.ue-quote-zip[hidden],.ue-quote-options[hidden]{display:none!important}
.ue-zip-change{border:0;background:none;padding:0;font:inherit;font-weight:700;color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;cursor:pointer}
.ue-quote-alt{margin-top:22px;text-align:center;font-size:.92rem;color:var(--text)}
.ue-quote-alt a{color:var(--navy);font-weight:700;border-bottom:1px solid var(--gold)}

/* ---------- 22. Consult band ---------- */
.consult{display:grid;grid-template-columns:auto 1fr auto;gap:28px 48px;align-items:center;padding:clamp(32px,4vw,48px);background:#fff;border:1px solid var(--line);border-radius:var(--r-lg)}
.consult .lotus{width:64px}
.consult h3{font-size:clamp(1.6rem,2.4vw,2.1rem);font-weight:500;margin-bottom:6px}
.consult .btns{display:flex;gap:12px;flex-wrap:wrap}
@media (max-width:900px){.consult{grid-template-columns:1fr;text-align:center}.consult .lotus{margin:0 auto}.consult .btns{justify-content:center}}

/* ---------- 23. Footer ---------- */
.footer{background:var(--navy-deep);color:rgba(255,255,255,.74);font-size:.92rem}
.footer a{transition:color .2s}
.footer a:hover{color:var(--gold-light)}
.footer__top{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;padding:64px 0 44px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer__top .brand__mark{height:52px}
.footer__top .brand__name b{font-size:1.7rem}
.footer__tagline{font-family:var(--serif);font-style:italic;font-size:1.3rem;color:rgba(255,255,255,.86)}
.footer__grid{display:grid;grid-template-columns:repeat(4,1fr) 1.3fr;gap:36px;padding:48px 0}
.footer h4{color:var(--gold-light);margin-bottom:18px;font-size:.68rem}
.footer ul{list-style:none;display:grid;gap:4px}
.footer li a{display:inline-flex;min-height:36px;align-items:center}
.footer__support p{margin-bottom:14px;line-height:1.65}
.footer__support .btn{margin-top:6px}
.footer__bottom{display:flex;justify-content:space-between;gap:12px 28px;flex-wrap:wrap;padding:24px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.8rem;color:rgba(255,255,255,.6)}
.footer__bottom nav{display:flex;gap:6px 22px;flex-wrap:wrap}
.footer__bottom a{min-height:32px;display:inline-flex;align-items:center}
.footer .disclaimer{padding:0 0 32px;font-size:.76rem;line-height:1.6;color:rgba(255,255,255,.52);max-width:900px}
@media (max-width:1040px){.footer__grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:640px){.footer__grid{grid-template-columns:1fr 1fr}.footer__support{grid-column:1/-1}.footer__top{flex-direction:column;align-items:flex-start}}

/* ---------- 24. Mobile quick actions ---------- */
.ue-mobile-actions{display:none}
@media (max-width:760px){
  .ue-mobile-actions{position:fixed;left:0;right:0;bottom:0;z-index:90;display:grid;grid-template-columns:1fr 1fr;box-shadow:0 -6px 20px rgba(15,35,66,.12)}
  .ue-mobile-actions a{display:flex;align-items:center;justify-content:center;min-height:58px;font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
  .ue-mobile-actions a:first-child{background:var(--btn-gold);color:var(--navy)}
  .ue-mobile-actions a:last-child{background:var(--navy);color:#fff}
  body{padding-bottom:58px}
}

/* ---------- 25. Motion ---------- */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0ms)}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  .reveal{opacity:1;transform:none}
  .carrier-track{animation:none}
}

/* quote: choice cards on white */
[data-quote-type]{background:#fff!important}
[data-quote-type] span:first-child,[data-quote-type] .ue-quote-icon{background:var(--ivory)!important;color:var(--gold-deep)!important}

/* ---------- Hero with background video ---------- */
.hero--video{position:relative;min-height:min(92vh,880px);display:flex;align-items:center;background:var(--ivory);overflow:hidden}
.hero--video::before{display:none}
.hero__media{position:absolute;inset:0;z-index:0}
.hero__video{width:100%;height:100%;object-fit:cover;object-position:40% center;transform:scaleX(-1);background:#EDE7DC url(/images/photos/hero-poster.webp) 40% center/cover no-repeat}
.hero__media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(250,247,241,.97) 0%,rgba(250,247,241,.94) 34%,rgba(250,247,241,.82) 50%,rgba(250,247,241,.2) 66%,rgba(250,247,241,0) 78%),linear-gradient(0deg,rgba(250,247,241,.55) 0%,rgba(250,247,241,0) 22%)}
.hero--video .wrap{position:relative;z-index:1;display:block;padding-top:clamp(48px,5.5vw,84px);padding-bottom:clamp(64px,7vw,104px)}
.hero--video h1{font-size:clamp(2.4rem,4vw,3.5rem)}
.hero--video .hero__lede{margin-top:20px}
.hero--video .ue-zip{margin-top:26px;max-width:600px}
.ue-zip__btn{white-space:nowrap}
.hero__content{max-width:620px}
.hero--video .hero__badge{position:absolute;z-index:2;left:auto;right:max(var(--gutter),calc((100vw - var(--maxw))/2 + var(--gutter)));bottom:clamp(28px,4vw,48px);background:rgba(255,255,255,.92);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.hero__pause{position:absolute;z-index:2;left:max(16px,calc((100vw - var(--maxw))/2 + 12px));bottom:16px;width:40px;height:40px;display:grid;place-items:center;border-radius:50%;border:1px solid rgba(15,35,66,.2);background:rgba(255,255,255,.8);cursor:pointer;color:var(--navy)}
.hero__pause svg{width:14px;height:14px;fill:currentColor;stroke:currentColor;stroke-width:2.4;stroke-linecap:round}
.hero__pause .i-play{display:none;stroke:none}.hero__pause .i-pause{fill:none}
.hero__pause.is-paused .i-play{display:block}.hero__pause.is-paused .i-pause{display:none}
.hero__pause[hidden]{display:none}
@media (max-width:960px){
  /* Phone/tablet: same layered look as desktop — the video sits behind the top of the copy and fades into ivory */
  .hero--video{display:block;min-height:0;background:var(--ivory)}
  .hero__media{position:absolute;top:0;left:0;right:0;bottom:auto;height:clamp(420px,118vw,680px)}
  .hero__video{object-position:35% center}
  .hero__media::after{background:linear-gradient(180deg,rgba(250,247,241,0) 0%,rgba(250,247,241,.12) 22%,rgba(250,247,241,.55) 42%,rgba(250,247,241,.88) 60%,rgba(250,247,241,.97) 78%,#FAF7F1 100%),linear-gradient(90deg,rgba(250,247,241,.45) 0%,rgba(250,247,241,0) 70%)}
  .hero--video .wrap{padding-top:clamp(190px,52vw,330px);padding-bottom:44px}
  .hero--video .hero__badge{position:static;margin:0 var(--gutter) 40px;max-width:none}
  .hero__pause{top:12px;bottom:auto;left:auto;right:12px}
}

/* =====================================================================
   Interior pages — shared components
   ===================================================================== */
:root{--navy-2:#18335C;--champagne:var(--gold);--champagne-dk:var(--gold-deep)}

/* Page hero (service pages) */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--ivory) 0%,#fff 100%);border-bottom:1px solid var(--line)}
.page-hero::before{content:"";position:absolute;left:-120px;bottom:-40px;width:420px;aspect-ratio:1186/725;background:var(--gold);opacity:.06;-webkit-mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;pointer-events:none}
.page-hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(36px,5vw,80px);align-items:center;padding-top:clamp(36px,4vw,56px);padding-bottom:clamp(56px,6vw,96px)}
.page-hero h1{font-size:clamp(2.4rem,4.2vw,3.6rem);max-width:18ch}
.page-hero .lede{margin-top:22px}
.page-hero__ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.page-hero__call{margin-top:16px;font-size:.92rem}
.page-hero__call a{color:var(--navy);font-weight:700;border-bottom:1px solid var(--gold);padding-bottom:2px}
.page-hero__photo{margin:0;position:relative}
.page-hero__photo img{width:100%;aspect-ratio:5/4;object-fit:cover;border-radius:var(--r-lg)}
.page-hero__photo::before{content:"";position:absolute;inset:16px -16px -16px 16px;border:1px solid var(--gold);border-radius:var(--r-lg);z-index:-1}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 28px;padding:0;font-size:.8rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--gold)}
.crumbs a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--line);text-underline-offset:3px}
.crumbs a:hover{color:var(--gold-deep)}
@media (max-width:960px){.page-hero .wrap{grid-template-columns:1fr}.page-hero__photo{order:-1}.page-hero__photo img{aspect-ratio:16/10}.page-hero__photo::before{inset:10px -10px -10px 10px}}
@media (max-width:560px){.page-hero__ctas .btn{width:100%}.page-hero__photo::before{display:none}}

/* Service page body: alternating rhythm */
.ue-service main > .section:nth-of-type(odd):not(.ue-quote):not(#faq){background:#fff}
.ue-service main > .section:nth-of-type(even):not(.ue-quote):not(#faq){background:var(--ivory)}
.ue-service .section > .wrap > .eyebrow,.ue-service .section > .wrap > h2{display:block;text-align:center;margin-left:auto;margin-right:auto;max-width:760px}
.ue-service .section > .wrap > .eyebrow{display:flex;justify-content:center}
.ue-service .section > .wrap > .eyebrow::after{content:"";width:28px;height:1px;background:var(--gold)}
.ue-service .section > .wrap > h2{margin-bottom:clamp(36px,4vw,56px)}
.visual-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(36px,6vw,88px);align-items:center}
.visual-split .compact-copy p{margin-top:16px}
.visual-split .compact-copy p.eyebrow{margin-top:0}
.visual-split .compact-copy h2{margin-bottom:6px}
.visual-split ul{list-style:none;margin:20px 0 0;display:grid;gap:10px}
.visual-split li{position:relative;padding-left:24px}
.visual-split li::before{content:"";position:absolute;left:2px;top:.62em;width:7px;height:7px;border:1px solid var(--gold-deep);transform:rotate(45deg)}
.visual-photo{margin:0;position:relative}
.visual-photo img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:var(--r-lg)}
.ue-travel-intro__lead{font-family:var(--serif);font-size:1.5rem;line-height:1.4;color:var(--navy);font-style:italic}
@media (max-width:900px){.visual-split{grid-template-columns:1fr}}
.service-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.service-card{padding:clamp(26px,3vw,40px);border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;transition:background .3s}
.service-card:hover{background:var(--ivory)}
.service-card h3{font-size:1.45rem;margin-bottom:8px}
.service-card h3::before{content:"";display:block;width:28px;height:1px;background:var(--gold);margin-bottom:18px}
@media (max-width:700px){.service-grid{grid-template-columns:1fr}}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:clamp(20px,2.4vw,36px);counter-reset:p}
.step{position:relative;padding-top:34px;border-top:1px solid var(--navy)}
.step::before{counter-increment:p;content:"0" counter(p);position:absolute;top:-1px;left:0;transform:translateY(-50%);background:inherit;padding-right:14px;font-family:var(--serif);font-size:1.5rem;color:var(--gold-deep);font-variant-numeric:lining-nums}
.ue-service .section:nth-of-type(odd) .step::before{background:#fff}
.ue-service .section:nth-of-type(even) .step::before{background:var(--ivory)}
.step__n{font-size:.66rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.step h3{font-size:1.45rem;margin-bottom:10px}
.step p{font-size:.96rem}

/* =====================================================================
   Blog
   ===================================================================== */
.ue-blog-page{background:#fff}
.blog-hero{position:relative;overflow:hidden;text-align:center;background:linear-gradient(180deg,var(--ivory) 0%,#fff 100%);padding:clamp(56px,7vw,104px) var(--gutter) clamp(40px,5vw,64px);border-bottom:1px solid var(--line)}
.blog-hero .eyebrow::after{content:"";width:28px;height:1px;background:var(--gold)}
.blog-hero h1{margin:0 auto 18px;max-width:18ch}
.blog-hero h1 em{color:var(--gold-deep)}
.blog-hero p:not(.eyebrow){max-width:640px;margin:0 auto;font-size:1.1rem}
.filters{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;max-width:var(--maxw);margin:40px auto 0;padding:0 var(--gutter)}
.filters button{min-height:44px;padding:0 18px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.filters button:hover{border-color:var(--gold)}
.filters button.active{background:var(--navy);border-color:var(--navy);color:#fff}
.ue-blog-index .grid{max-width:var(--maxw);margin:40px auto clamp(72px,8vw,112px);padding:0 var(--gutter);display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,2.4vw,32px)}
.ue-blog-index .card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.ue-blog-index .card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.ue-blog-index .card-img{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--ivory-2)}
.ue-blog-index .card-img img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.ue-blog-index .card:hover .card-img img{transform:scale(1.04)}
.ue-blog-index .card .meta{margin:24px 26px 10px;font-size:.66rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep)}
.ue-blog-index .card h2{margin:0 26px 12px;font-size:1.45rem;line-height:1.22;font-weight:600}
.ue-blog-index .card h2 a{color:var(--navy)}
.ue-blog-index .card h2 a:hover{color:var(--gold-deep)}
.ue-blog-index .card p{margin:0 26px 18px;font-size:.93rem;color:var(--text);flex:1}
.ue-blog-index .card .more{display:inline-flex;align-items:center;min-height:44px;margin:0 26px 18px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--navy)}
.ue-blog-index .card .more:hover{color:var(--gold-deep)}
@media (max-width:1040px){.ue-blog-index .grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.ue-blog-index .grid{grid-template-columns:1fr}}

.post .crumbs{max-width:760px;margin:clamp(28px,4vw,48px) auto 0;padding:0 var(--gutter);font-size:.8rem;color:var(--muted)}
.post .crumbs a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--line);text-underline-offset:3px}
.article-head{max-width:760px;margin:0 auto;padding:18px var(--gutter) 8px}
.article-head .eyebrow{margin-bottom:14px}
.article-head h1{font-size:clamp(2.2rem,4.4vw,3.2rem);line-height:1.12;margin:0 0 18px}
.article-head .dek{font-size:1.18rem;line-height:1.65;color:var(--text);margin:0 0 22px}
.byline{font-size:.8rem;letter-spacing:.06em;color:var(--muted);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0}
.article-hero{max-width:1000px;margin:36px auto 8px;padding:0 var(--gutter)}
.article-hero img{width:100%;height:auto;border-radius:var(--r-lg)}
.article{max-width:720px;margin:0 auto;padding:16px var(--gutter) clamp(48px,6vw,80px);font-size:1.06rem}
.article p{margin:0 0 18px}
.article h2{font-size:clamp(1.7rem,2.6vw,2.1rem);margin:48px 0 14px}
.article h3{font-family:var(--serif);font-size:1.4rem;font-weight:600;margin:30px 0 8px}
.article ul,.article ol{padding-left:22px;margin:0 0 18px}
.article li{margin-bottom:8px}
.article li::marker{color:var(--gold-deep)}
.article a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.article a.btn{text-decoration:none}
.key{background:var(--ivory);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--r);padding:20px 24px;margin:28px 0}
.key p{margin:0}
.key ul{margin:10px 0 0}
.table-wrap{overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:var(--r)}
.article table{border-collapse:collapse;width:100%;background:#fff;font-size:.95rem}
.article th,.article td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.article th{background:var(--ivory);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy)}
.article .faq{border:0;margin-top:40px;padding-top:8px;border-top:1px solid var(--line)}
.article .faq h3{margin-top:24px}
.article .cta{margin:48px 0 24px;padding:clamp(28px,4vw,40px);background:var(--ivory);border:1px solid var(--line);border-radius:var(--r-lg);text-align:center}
.article .cta::before{content:"";display:block;width:46px;aspect-ratio:1186/725;margin:0 auto 14px;background:var(--gold);-webkit-mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat;mask:url(/images/brand/ue-lotus.svg) center/contain no-repeat}
.article .cta h2{margin:0 0 10px}
.article .cta p{margin:0 auto 22px;max-width:52ch}
.article .cta .btn{margin:4px}
.article .disclaimer{font-size:.84rem;color:var(--muted);border-top:1px solid var(--line);padding-top:18px}
.related{max-width:720px;margin:0 auto clamp(64px,8vw,104px);padding:0 var(--gutter)}
.related h2{font-size:1.7rem;margin-bottom:12px}
.related ul{list-style:none;border-top:1px solid var(--line)}
.related li a{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:60px;padding:14px 4px;border-bottom:1px solid var(--line);font-family:var(--serif);font-size:1.25rem;font-weight:600;color:var(--navy)}
.related li a::after{content:"→";font-family:var(--sans);color:var(--gold-deep)}
.related li a:hover{color:var(--gold-deep)}

/* =====================================================================
   Legal pages
   ===================================================================== */
.legal{background:linear-gradient(180deg,var(--ivory) 0,#fff 360px);padding:clamp(48px,6vw,88px) 0 clamp(64px,8vw,112px)}
.legal__doc{max-width:780px;margin:0 auto}
.legal__doc h1{margin-bottom:10px}
.legal__doc .updated{font-size:.82rem;letter-spacing:.06em;color:var(--muted);padding-bottom:22px;margin-bottom:28px;border-bottom:1px solid var(--line)}
.legal__doc h2{font-size:clamp(1.5rem,2.2vw,1.85rem);margin:40px 0 12px}
.legal__doc h3{font-size:1.3rem;margin:24px 0 8px}
.legal__doc p{margin:0 0 16px}
.legal__doc ul{padding-left:22px;margin:0 0 16px}
.legal__doc li{margin-bottom:8px}
.legal__doc li::marker{color:var(--gold-deep)}
.legal__doc a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.legal__doc .notice{background:var(--ivory);border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:var(--r);padding:18px 22px;margin:24px 0}

/* Final review refinements */
.eyebrow.center{display:flex;justify-content:center}
.eyebrow.center::after{content:"";width:28px;height:1px;background:var(--gold)}
.footer__support .btn{width:100%;max-width:280px;padding:0 16px;white-space:nowrap;font-size:.7rem}
.ue-service #faq{background:#fff!important;border-top:1px solid var(--line)}
html{font-variant-numeric:lining-nums}
@media (max-width:640px){.filters{flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto;scrollbar-width:none;padding-bottom:4px;-webkit-mask-image:linear-gradient(90deg,#000 85%,transparent);mask-image:linear-gradient(90deg,#000 85%,transparent)}.filters::-webkit-scrollbar{display:none}.filters button{flex:0 0 auto}}
/* Private & confidential: centered above the quote card, with a small lock */
.ue-quote-shell .ue-quote-topline{justify-content:center!important;padding:0 0 14px!important}
.ue-quote-shell .ue-quote-private{margin:0!important;display:inline-flex!important;align-items:center;gap:7px;font-size:12px!important;letter-spacing:.04em}
.ue-quote-shell .ue-quote-private::before{content:"";width:11px;height:12px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 11 12'%3E%3Cpath d='M2.5 5V3.5a3 3 0 0 1 6 0V5h.5a1 1 0 0 1 1 1v5a1 1 0 0 1-1 1H2a1 1 0 0 1-1-1V6a1 1 0 0 1 1-1zm1.5 0h3V3.5a1.5 1.5 0 0 0-3 0z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 11 12'%3E%3Cpath d='M2.5 5V3.5a3 3 0 0 1 6 0V5h.5a1 1 0 0 1 1 1v5a1 1 0 0 1-1 1H2a1 1 0 0 1-1-1V6a1 1 0 0 1 1-1zm1.5 0h3V3.5a1.5 1.5 0 0 0-3 0z'/%3E%3C/svg%3E") center/contain no-repeat}
/* Footer social links */
.footer__social{display:flex;align-items:center;gap:10px;margin-top:20px}
.footer__social-label{font-size:.68rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-light);margin-right:4px}
.footer__social a{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border:1px solid rgba(255,255,255,.28);border-radius:50%;color:#fff}
.footer__social a:hover,.footer__social a:focus-visible{border-color:var(--gold-light);color:var(--gold-light)}